It’s so easy to get lost in the shuffle of life when you’ve got finances looming over your head each and every day. That’s why we’ve compacted seven simple tips to help you sort through the clutter and get directly to the end-goal.
The beauty of these seven points to consider is that there really is nothing groundbreaking here, there’s nothing better than practical advice which just works! In the end, sometimes all it takes is a quick pep-talk to help you get back on that road to your own personal success.
Take risks while you still can
Although this first tip is aimed at the youth it’s still possible to go out there and reach for your dreams. No doubt that the younger you start the better your chances are of having a much shorter fall in the inevitable event you fail at something… don’t sweat it, we all fail many times over as that’s just the way we as human beings learn best.
Don’t be too afraid to take bigger risks especially when it comes to planning for and building your future. Start working on that new business idea you’ve had or plan an inspirational trip across some foreign land with friends, it doesn’t matter what you choose to do so long as you plan it out and actually do it.
Sure, you will always come to a crossroad and one path could mean your endeavor falls apart while the other leads directly to success but that’s what teaches you how to handle failure and accept success in life. Do not be afraid to fail when you have a means of falling back, just make sure you have something to fall back on in the event you do need to spend some time improving your situation. It becomes increasingly difficult to let yourself explore when you have a family, bills and responsibilities so risk it more when you’re younger as that’s the best time to do it.
Invest in yourself & Improve your chances
It is always a better idea to learn a skill before you actually need it as opposed to stumbling around and then playing catch-up. Although there are tons of free resources available to you don’t be too concerned with opening that wallet and pulling out a bit of cash to financially invest in learning something new which could benefit you later on.
Sure, don’t break the bank doing it but do keep an open mind when it comes to investing in yourself. So many times we have no problem with spending hundreds per month, each month on little things like expensive coffee or nice dinners with a loved one, possibly drinks or covering the cost of a date, whatever it might be. But think about what that money could do if you invest it in bettering yourself instead, wouldn’t that also be well worth your time and money?
Don’t be afraid to change
This can mean anything as simple cutting back on sugary drinks all the way up to physically relocating to a new city in order to put yourself in the middle of better opportunity. Often times we get set in our ways and become complacent and that’s a sure way to stunt your growth and opportunity.
The fact of the matter is that populations are growing and sometimes it’s necessary to just pick up and move somewhere you stand a better chance of obtaining what you actually want instead of just settling for something because it’s convenient. Settling is only convenient when you’ve given up and don’t have ambition or passion for personal and financial growth.
Creating a new life is easier now than it’s ever been for many of us. Sure, this obviously isn’t within reach for all of us reading this now but who knows if someday it will become possible. Why not take everything you can into consideration right now so you can lay out all your options in the future and begin planning right away? Fear holds too many of us back and it’s a killer of happiness, don’t fall victim to your own imagination when you already have the keys to success within your reach.
Become absolutely obsessed with growth
It’s hard to do anything to the fullest if you’re not totally captivated by it. You have to adopt a mindset which becomes relentless in gaining knowledge and experience as these two things are what will lead you to incredible things opposed to mediocrity.
Taking an active approach to your own life is going to get far better results when compared to a passive one. Far too often people find themselves just going through the motions in order to make it to the weekend when that’s only going to lead to a whole lot of the same old thing. You can’t advance upward when you’re only moving sideways.
Develop the habit of saving/investing
Starting out small is the way to go with this one. The earlier on you develop the habit of saving and growing that savings the easier it becomes to continue doing it even when you find your income growing, when saving more becomes less necessary.
Opening a savings account is the easiest way to do things but some folks will even consider other options such as investing in precious metals and for the more risk enthused of us there are other investment options like stalks and bonds. It’s a good idea to have access to at least a portion of your savings at any time as you just never know when an emergency might arise where it’ll come in handy so having that savings account could be a great option in addition to any other investments one might consider. Keeping that in mind, you could do a bit more research on the subject or speak with a professional to get a better grasp on options available to you.
Don’t fall in massive debt for higher education
The slogan here isn’t one of anti-education, in fact it’s important (and even necessary) for some folks to get their higher education in order to reach their work goals. If you fall into this camp then it would help your finances to do it in a smarter way. There is no shame whatsoever in going to a two-year college before advancing to University in order to get your degree. It would also be an excellent opportunity to work while schooling in order to help pay for some of your expenses as well as keeping you focused and on task.
A lot of people who work while also going to school find it helps them stay focused as there is less time to fall into miscellaneous activities. Don’t get me wrong, college is known for being a time of personal grown and exploration and you should enjoy your time as well as education but don’t forget the real reason why you’re there in the first place because it isn’t getting drunk with friends.
Work / Life balance is a myth
You’re going to hear it a lot, people who have never strived for what you’re working towards telling you that you need to slow down and enjoy life. Sure, do that, enjoy life as it’s what we’re put here to do but don’t be fooled by the pretty picture painted for you by an artist who’s never even seen the landscape themselves.
When you are focused on work, focus on work. When you are home doing the whole living-life thing then do that but don’t feel like you have to find some way to juggle it all because you will discover very quickly that once you have too many things in the air they will inevitably fall.
Scheduling becomes very important and developing the discipline to stick to your schedule is extremely important but you must also have a level of flexibility that’ll allow you to change on the fly. Don’t get too hung up on being set in just one way, you can’t control the universe so just worry about what you can control… yourself.
Get the sleep your mind and body needs every night so that you are refreshed the next day. Feed yourself proper nutrition and don’t forget to stay hydrated as your mind will become foggy if you’re not properly hydrated and above everything else just remember that you have the ability to change anything in your life that you want to, you only have to put the work in and get things done.